Credit card is simple and easy to use. Here are some of its benefits:
Recurring Payments: You can use a credit card to set for recurring payments of your electricity bills, phone bills, etc.
Free Credit: Each credit card has a grace period of 40-50 days. So, if you make a purchase and repay it completely within the grace period, then no interest will be levied. However, if for once the interest rate is charged on your bill, then the grace period will no longer be applicable..