Home Loan Eligibility Calculator

Housing Loan Eligibility

Home Loan EMI Calculator

Your loan eligibility for your salary depends on the FOIR. Suppose, the FOIR provided by bank is 50% and tenure is 30 years. Then, your loan amount eligibility based on various income will be:

Age of the Applicant	18 to 65 years
Eligible Salary	₹ 25,000 per month and above
Work Experience for Salaried	3 years and above
Business Stability for Self Employed	5 years and above
Minimum CIBIL Score	650
Maximum Loan on Property Value	Up to 90%
Maximum EMI as percent of income	65%
Eligibility with Co-applicant	Up to 3 earning family members may be added to get higher loan eligibility
Lowest Home Loan Interest Rates	6.85%

Check Your Eligibility

Housing Loan Eligibility Details

Bank	Loan Amount Eligibility For Max Tenure	Age Of Eligible Borrower	Maximum Loan On Property Value
SBI Home Loan Eligibility	₹ 7 Cr for 30 years	18 to 70 years	Upto 90%
HDFC Home Loan Eligibility	₹ 5 Cr for 30 years	24 to 60 years	Upto 90%
Citibank Home Loan Eligibility	₹ 5 Cr for 25 years	23 to 60 years	Upto 80%
Bank of Baroda Home Loan Eligibility	₹ 7 Cr for 30 years	21 to 60 years	Upto 90%
ICICI Bank Home Loan Eligibility	₹ 7 Cr for 30 yearsxt	21 to 60 years	Upto 90%
Axis Bank	₹ 2 Cr for 30 years	24 to 60 years	Upto 90%
PNB Housing Finance	₹ 5 Cr for 30 years	21 to 70 years	Upto 90%
LIC Housing Finance	₹ 15 Cr for 30 years	21 to 60 years	Upto 80%
Indiabulls	₹ 3 Cr for 25 years	23 to 65 years	Upto 90%
DBS Bank	₹ 5 Cr for 20 years	21 to 60 years	Upto 80%xt
Aavas Financiers	₹ 5 Cr for 30 yearst	21 to 60 years	Upto 85%
Aadhar Housing Finance	₹ 1 Cr for 30 years	21 to 60 years	Upto 80%
Kotak Bank	₹ 5 Cr for 20 years	21 to 60 years	Upto 80%
Bank of India	₹ 5 Cr for 30 years	21 to 60 years	Upto 85%
Yes Bank	₹ 5 Cr for 25 years	21 to 60 years	Upto 90%
TextSouth Indian Bank	₹ 5 Cr for 30 years	21 to 65 years	Upto 90%
HSBC Bank	₹ 10 Cr for 25 years	21 to 60 years	Upto 80%
Union Bank	₹ 5 Cr for 30 years	18 to 65 years	Upto 90%
Bajaj Finserv	₹ 3.50 Cr for 20 years	23 to 62 years	Upto 80%
Jammu And Kashmir Bank	₹ 5 Cr for 15 years	21 to 60 years	Upto 80%
Edelweiss	₹ 5 Cr for 25 years	21 to 60 years	Upto 80%
Bank of Maharashtra	₹ 10 Cr for 30 years	21 to 60 years	Upto 70%
Tata Capital	₹ 1 Cr for 30 years	21 to 65 years	Upto 90%
Lakshmi Vilas Bank	₹ 5 Cr for 20 years	21 to 65 years	Upto 80%
IDBI Bank	₹ 10 Cr for 30 years	22 to 70 years	Upto 90%

LT Housing Finance	₹ 10 Cr for 30 years	23 to 65 years	Upto 90%
RBL Bank	₹ 10 Cr for 25 years	24 to 60 years	Upto 90%
Karnataka Bank	₹ 5 Cr for 30 years	21 to 60 years	Upto 80%
Federal Bank	₹ 15 Cr for 30 years	21 to 60 years	Upto 85%
Canara Bank	₹ 10 Cr for 30 years	21 to 55 years	Upto 80%
IDFC First Bank	T₹ 10 Cr for 30 years	21 to 60 yearst	Upto 85%
Standard Chartered Bank	₹ 15 Cr for 20 years	21 to 60 years	Upto 80%
Indian Bank	₹ 5 Cr for 20 years	18 to 60 years	Upto 90%
DCB Bank	₹ 10 Cr for 20 years	21 to 60 years	Upto 80%
IIFL	₹ 5 Cr for 30 years	18 to 70 years	Upto 90%
PNB	₹ 1 Cr for 30 years	21 to 60 years	Upto 80%
Karur Vysya Bank	₹ 5 Cr for 25 years	21 to 60 years	Upto 75%
GIC Housing Finance	₹ 3 Cr for 20 years	21 to 60 years	Upto 80%
Central Bank of India	₹ 10 Cr for 30 years	18 to 60 years	Upto 90%
Piramal Housing Finance	₹ 5 Cr for 30 years	23 to 60 years	Upto 90%
Union Bank of India	₹ 5 Cr for 30 years	21 to 60 years	Upto 80%